Dental
Care for your smile.
You have the choice of multiple dental plans. Explore your options to determine what plan best meets your needs.
When You Can Enroll
You can elect dental benefits within 31 days of becoming benefits eligible, during Open Enrollment, or within 31 days of a Qualifying Life Event.
What to Know
- All employees have access to two Delta Dental plans (Standard PPO and Enhanced PPO).
- The Enhanced PPO Plan provides you with additional benefits such as a higher calendar year maximum, adult orthodontia, a lower deductible, and higher coinsurance for certain services with Delta PPO dentists.
- If you are in Southern California, you also have the ability to select a DHMO through MetLife. With this plan:
- You must select a participating dentist to provide or coordinate all of your dental care.
- You can only receive services from dental providers who are contracted with the plan.
Your Dental Plan Options
| DHMO (MetLife) (Southern CA employees only) | Standard PPO (Delta Dental) | Enhanced PPO (Delta Dental) | |||
|---|---|---|---|---|---|
| Delta PPO Provider | Delta PPO Provider | Delta Premier and Non-Delta Providers* | Delta PPO Provider | Delta Premier and Non-Delta Providers* | |
| Individual Deductible | None | $50 | $50 | $25 | $50 |
| Calendar Year Maximum Per Person | None | $1,750 | $1,500 | $2,200 | $1,700 |
| Copays/Coinsurance | |||||
| Preventive/Diagnostics | No copay | 100%, no deductible | 100%, no deductible | 100%, no deductible | 100%, no deductible |
| General Services (such as fillings, root canals, and sealants) | No copay | 80% after deductible | 80% after deductible | 80-90% after deductible | 60% after deductible |
| Major Services (crowns, dentures, implants, and extractions) | Copays vary by services | 50% after deductible | 50% after deductible | 50-60% after deductible | 50% after deductible |
| Orthodontia | $1,450 for comprehensive orthodontic treatment (adults and children over age 14) | 50% after deductible; up to $1,000 lifetime maximum (children under age 19) | 50% after deductible; up to $1,500 lifetime maximum (adults and dependent children) | ||
* Out-of-network providers may bill members for the difference between the provider’s full charges and the amount paid by the plan.
Monthly Employee Premium
| Employee Only | Employee + Child(ren) | Employee + Spouse | Employee + Family | |
|---|---|---|---|---|
| Delta Dental PPO (Standard) (All locations) | $13 | $28 | $32 | $51 |
| Delta Dental PPO (Enhanced) (All locations) | $17 | $36 | $41 | $65 |
| MetLife DHMO (Southern CA only) | $2 | $4 | $5 | $10 |
Dental Plan Provider: Delta Dental
Delta Dental is one of Caltech’s dental plan providers. Set up an account to view coverage details, check claim status, print ID cards, and find in-network dentists.
Website: deltadentalins.com/caltech
Download the mobile app:
Phone: (800) 335-8227 (M-F, 6 a.m.-6 p.m. PT)
Dental Plan Provider: MetLife
MetLife is one of Caltech’s dental plan providers. Set up an account to view coverage details, check claim status, print ID cards, and find in-network dentists.
Website: metlife.com/info/caltech
Download the mobile app:
Phone: (800) 880-1800 (M-F, 6 a.m.- 8 p.m. PT)
